Who is this article for?
Businesses evaluating Iron as a stablecoin infrastructure partner
Engineering, product, and operations teams scoping a stablecoin payments project
Finance and compliance teams assessing whether Iron fits their regulatory model
Overview
Iron is built for businesses that want to add stablecoin-native payment rails to their products — without managing licensing, banking partnerships, or onchain infrastructure themselves.
If your business needs to move money between fiat and stablecoins, accept stablecoins from customers, or pay people in stablecoins across borders, Iron is designed to handle the heavy lifting through a single API and a shared compliance footprint.
Who Iron is built for
Iron's customers span a few core categories:
Payment service providers (PSPs)
Settle merchants in stablecoins instead of (or alongside) fiat. Useful for global PSPs whose merchant base is increasingly demanding crypto-denominated settlement.
Fintechs and neobanks
Add programmable money features — Virtual Accounts, instant payouts, or stablecoin balances — without rebuilding your banking and compliance stack.
Exchanges
Use Iron as a hosted on/off ramp provider, with native settlement in stablecoins to reduce settlement risk and FX exposure.
Wallets
Enable users to fund and withdraw their wallets via traditional banking rails, with auto-conversion to and from stablecoins.
Remittance platforms
Replace correspondent banking with stablecoin rails for cross-border value movement, with offramp to local fiat on the receiving end.
Payroll providers
Pay globally distributed teams in stablecoins, with optional offramp to local currencies through Iron's Global Payouts.
Treasuries
Operate working capital in stablecoins — receive incoming flows, hold stablecoin balances, and pay out for supplier and operational expenses.
Merchants
Accept stablecoin payments at checkout via Iron's Checkout product, with settlement in either fiat or stablecoins.
What Iron enables
Across these use cases, Iron delivers a few recurring outcomes:
Move money in minutes — settle cross-border flows in stablecoins, with bank-rail onramps and offramps at either end
One API across fiat and crypto — a single integration covers card and bank pay-ins, stablecoin swaps, and bank payouts
Inherited licensing — operate in 100+ countries under MoonPay's regulatory permissions, without obtaining your own licenses for covered activities
Multi-region from day one — USD, EUR, and GBP rails available now, with 30+ payout currencies expanding
Compliance handled — KYC, KYB, AML, and Travel Rule programs integrated into the platform
When Iron is a good fit
Iron tends to be the right choice when your team:
Wants to go live in weeks rather than months
Doesn't want to operate banking licenses or money transmitter licenses themselves
Needs multi-region coverage out of the box
Wants a single counterparty across fiat and stablecoin flows
Values inheriting an existing compliance program rather than building one
Tip: If you're not sure whether Iron is the right fit, reach out via the Iron contact form. The partnership team will help you scope your use case and recommend the right integration path — or tell you honestly if Iron isn't the best fit.
FAQs
Can I use Iron without surfacing the Iron brand to my customers?
Can I use Iron without surfacing the Iron brand to my customers?
Yes. Many partners white-label Iron features inside their own product. Some flows (like KYC) may still surface Iron's name in legal disclosures, but the user experience is otherwise under your brand.
Do I need my own banking or crypto licenses to use Iron?
Do I need my own banking or crypto licenses to use Iron?
For activities covered by Iron's services, no. Iron operates under MoonPay's licensing footprint, and partners inherit those permissions for the in-scope activities. You still need to handle your own corporate KYB and any licensing required for activities Iron doesn't cover. For full details, see Iron's licensing and compliance footprint.
Is there a minimum volume to use Iron?
Is there a minimum volume to use Iron?
There's no published minimum. Iron works with partners across a wide range of volumes, from early-stage startups to established platforms. Reach out for a commercial conversation tailored to your use case.
Can I combine multiple Iron products in one integration?
Can I combine multiple Iron products in one integration?
Yes. Most partners start with one product (Virtual Accounts or Onramp are common entry points) and add more over time. The API is designed to be modular.
Can I get a demo or sandbox access before signing a contract?
Can I get a demo or sandbox access before signing a contract?
Sandbox access is typically provided once commercial terms are agreed. Demos and product walkthroughs are available at any point in the conversation — reach out via the contact form.
Where do I get started?
Where do I get started?
See How to become an Iron partner for the full onboarding flow, or jump straight to the Iron contact form.