Overview
Iron supports a wide set of fiat currencies, stablecoins, and blockchains across 100+ countries. Exact availability depends on three things: where you're based, which currency you want to receive, and which partner app you're using.
This article gives you a snapshot of what Iron supports today. For the definitive current list, see Iron's country coverage documentation.
Supported fiat currencies
Iron's Virtual Accounts can receive pay-ins in three currencies, using local banking rails:
Currency | Rail region | Payment rails | Delivery speed |
USD | United States | ACH, Wire (FedWire) | Same day (next business day if outside cut-off) |
EUR | EEA | SEPA Instant (up to €100k), SEPA Credit (over €100k) | Real-time |
GBP | United Kingdom | Faster Payments (FPS), CHAPS | Real-time |
Note: The rail region is where the banking rail operates — it isn't the same as who can open an account. BRL (via PIX) is coming soon, SWIFT support is on the way for USD, and Iron is expanding offramp coverage across 30+ additional currencies.
Virtual Account availability by region
Whether you can open a Virtual Account in a given currency depends on your region and whether you're a retail or business customer:
Your region | USD account | EUR account | GBP account |
USA | Retail + Business | Retail + Business | Retail + Business |
EU | Business only | Retail + Business | Retail + Business |
UK | Business only | Retail + Business | Retail + Business |
Rest of world | Retail + Business | Retail + Business | Retail + Business |
Note: For example, a retail customer in the EU or UK can open EUR and GBP accounts, but USD accounts in those regions are available to business customers only. Availability can change — your partner app shows what's enabled for you.
Supported stablecoins and blockchains
Incoming deposits are auto-converted into a stablecoin of your choice on a supported blockchain. The table below shows current availability — a checkmark means it's live, and "On demand" means your partner can request it be enabled (new chains typically go live within two weeks).
Blockchain | USDC | EURC | EURe | USDT |
Ethereum | ✅ | ✅ | - | ✅ |
Solana | ✅ | ✅ | - | ✅ |
Polygon | ✅ | - | ✅ | ✅ |
Base | ✅ | ✅ | - | - |
Arbitrum | ✅ | - | - | - |
Stellar | On demand | - | - | - |
Tron | On demand | - | - | On demand |
USDC and EURC are issued by Circle, EURe by Monerium, and USDT by Tether. Additional stablecoins and chains — including USDe (Ethena) and others — can be enabled on demand per partner. If you don't see the asset or chain you need, your partner can request it on your behalf.
Supported countries
Iron operates a risk-tiered country framework. Countries fall into one of two categories:
Supported —Iron can onboard customers and issue Virtual Accounts
Unsupported — Virtual Accounts cannot be issued; this covers OFAC-sanctioned jurisdictions and a smaller set of additional countries based on Iron's risk assessment
Most countries are supported, including the EU, UK, US, Australia, most of Latin America, most of Asia (excluding a few), and most of Africa. For the full country-by-country status, see Iron's country coverage documentation — it's the only authoritative list, and it's updated as Iron's coverage changes.
Important: Even in supported countries, you may be subject to additional verification (Enhanced Due Diligence) if you're in a higher-risk jurisdiction. See Verification requirements for Iron Virtual Accounts for details.
How to confirm eligibility for your situation
Country, currency, and stablecoin support can vary based on your partner app and your specific verification level. To confirm what's available to you:
Check your partner app — supported options should appear when you create or top up a Virtual Account
Cross-reference the country coverage if you're unsure about your jurisdiction
If something looks missing that you expect to be there, contact your partner's support team — they may need to enable a specific market on their end
FAQs
Why isn't my country supported?
Why isn't my country supported?
Most exclusions are driven by sanctions (e.g. OFAC) or by Iron's compliance risk assessment for that jurisdiction. The list is reviewed regularly as Iron's licensing footprint expands.
Can I receive deposits in a currency that doesn't match my country?
Can I receive deposits in a currency that doesn't match my country?
Often, yes — it depends on your region and customer type. As the availability table above shows, retail customers in the EU and UK can open EUR and GBP accounts, while USD accounts in those regions are for business customers. In the USA and Rest of World, all three currencies are available to both retail and business customers. Your partner app shows exactly what's available to you.
Which stablecoin should I pick?
Which stablecoin should I pick?
It depends on what you plan to do with it. USDC is the most widely accepted across exchanges and DeFi. EURC is useful if you want to hold EUR-denominated stablecoins. USDT is widely used on Tron, Ethereum, and other chains. Check with your partner if you're unsure.
Can I change my stablecoin or destination wallet after setup?
Can I change my stablecoin or destination wallet after setup?
Wallet changes are partner-dependent. Contact your partner's support team for the specific process.
What if my preferred stablecoin or blockchain isn't listed?
What if my preferred stablecoin or blockchain isn't listed?
Additional assets are available on request depending on partner needs and jurisdiction. Your partner can submit a request to Iron on your behalf.
How often is the supported country list updated?
How often is the supported country list updated?
The country list is maintained by Iron's compliance team and updated as regulatory permissions change. See the country coverage for the current state.