Guides
Guides

MoonPay’s supported payment methods

We offer various payment methods for customers worldwide. Below is the complete list of accepted payment methods and the countries where they are available

On-Ramp

Payment MethodNon-USUSSpeed
Credit/debit card (including MasterCard, Visa, and Maestro)Instant
MoonPay BalanceInstant once topped up
Apple PayInstant
PayPalInstant
VenmoInstant
Google Pay (supported only on Android devices)Instant
SEPA and SEPA Instant1-3 business days.
UK Faster Payments1 business day.
PIX (BRL-denominated transactions in Brazil only)1 business day.

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Note:

  • SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.
  • UK Faster Payments only apply for GBP-denominated transactions in the UK.
  • PIX only applies for BRL-denominated transactions in Brazil.
  • Will my bank let me make a payment to MoonPay?
  • PayPal is only available for customers based in the US, UK & EUR (excluding Croatia, Hungary, and Iceland)
  • Your bank needs to have integrated Apple Pay and/or Google Pay for these payment methods to show up and they may disable certain categories for payment. For more information please reach out to your bank.
  • We are currently unable to accept transfers from WISE and C24 Bank GMBH, our team is currently working on making this payment method available in future. We recommend using an alternative bank account to complete this step

Off-Ramp

Payment MethodNon-USUSSpeed
Visa Direct Payout1-2 business days.
Mastercard Direct Payout1-2 business days.
MoonPay Balance1-3 business days.
ACH payment3-5 business days.
SEPA and SEPA Instant1-3 business days.
UK Faster Payments1 business day
PayPalInstant
VenmoInstant

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Note:

  • SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.
  • UK Faster Payments only apply for GBP-denominated transactions in the UK.
  • Not all banks offer an international ACH service yet, therefore non-US users need to determine whether your bank offers this service.
  • PayPal is only available for customers based in the US, UK & EUR (excluding Croatia, Hungary, and Iceland)
  • We are currently unable to accept transfers from WISE and C24 Bank GMBH, our team is currently working on making this payment method available in future. We recommend using an alternative bank account if you wish to place an order.

NFT

Payment MethodNon-USUSSpeed
Credit/debit card (including MasterCard, Visa, and Maestro)Instant

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Note:

For the purchase of digital items or NFTs, only credit or debit cards are accepted. However, please be aware that banks may have their own rules and may occasionally decline a payment.

Does MoonPay use 3D Secure to process card payments?

Yes, we use 3D Secure to verify card payments, adding extra security to online transactions. It helps to reduce any risk of fraud or disputes in your transaction.


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Note:

Need help or have questions? Contact our Customer Operations Team via email or chat. Just click Help in the bottom right corner. We're here for you!


What are the fees with MoonPay?

MoonPay Crypto Fees

When you transact on MoonPay, you may be charged fees. These fees are calculated at the time you place your order and can be influenced by factors such as order type, order size, geography, partner, payment method, and other costs we incur to facilitate your transaction.

Please note that fees may vary for similar transactions and that MoonPay occasionally makes changes to its fees. Before placing an order, you can always review and confirm the applicable fees. By completing an order, you agree to pay the applicable fees for that transaction.

MoonPay Fees

A minimum MoonPay Fee will be applied if your transaction amount is below a minimum threshold, in an amount of $3.99 (or the currency equivalent) or up to $4.50 (or the currency equivalent) in the case of a referral. All percentages are “up to” and based on the transaction value. No MoonPay Fee is charged for a MoonPay Swap.

Payment MethodBuy MoonPay FeeSell MoonPay FeeNFT Checkout MoonPay Fee
MoonPay balanceNo feeNo feeNo fee
Payment Cards & Alternative Payment Methods (Apple/GooglePay)4.5%
(or minimum)
4.5%
(or minimum)
4.5%
(or minimum)
Bank Transfers1%1%N/A
PayPal / Venmo4.5%3.4%N/A
PIX (Brazil Only)2.95%
(or minimum)
N/A2.95%
(or minimum)

Ecosystem Fees

An Ecosystem Fee is a percentage charge that is applied to a transaction amount by MoonPay on behalf of some, but not all, of our partners.

Network Fees

This fee covers our costs associated with asset transfer and may vary depending on a number of factors, such as network congestion and operational costs

Bank-related Fees

It's important to note that your bank or card provider can have their own fees for transactions. Your bank may have a charge for inbound bank transfers or may charge you a fee for international card transactions. Please check with your bank if you are unsure before placing your order.