We offer various payment methods for customers worldwide. Below is the complete list of accepted payment methods and the countries where they are available:

## On-Ramp

**Payment Method****Non-US****US****Speed**
Credit/debit card (including MasterCard, Visa, and Maestro)Instant
Apple PayInstant
Google Pay (supported only on Android devices)Instant
SEPA and SEPA Instant1-3 business days.
UK Faster Payments1 business day.
PIX (BRL-denominated transactions in Brazil only)1 business day.
P2P bank transfers (NGN - Naira transfers)1 business day.

Note:

  • SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.

  • UK Faster Payments only apply for GBP-denominated transactions in the UK.

  • PIX only apply for BRL-denominated transactions in Brazil.

  • P2P bank transfers for Naira only apply for transactions in Nigeria.

## Off-Ramp

**Payment Method****Non-US****US****Speed**
Visa to direct cards1-2 business days.
ACH payment3-5 business days.
SEPA and SEPA Instant1-3 business days.
UK Faster Payments1 business day

Note:

  • SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.

  • UK Faster Payments only apply for GBP-denominated transactions in the UK.

  • Not all banks offer an international ACH service yet, therefore non-US users need to find out whether your bank offers this service.

## NFT

**Payment Method****Non-US****US****Speed**
Credit/debit card (including MasterCard, Visa, and Maestro)Instant

Note:

For the purchase of digital items or NFTs, only credit or debit cards are accepted. However, please be aware that banks may have their own rules and may occasionally decline a payment.

## Does MoonPay use 3D Secure to process card payments?

Yes, we use 3D Secure to verify card payments, adding extra security to online transactions. It helps to reduce any risk of fraud or disputes in your transaction.

## P2P bank transfers in Nigeria

To help our Nigerian customers, MoonPay now allows P2P bank transfers for buy (on-ramp) orders. This service is available thanks to our partnership with YellowCard.

### How it works

Now, customers who want to buy cryptocurrencies using Naira (NGN) as their settlement currency can make payments for their orders through P2P bank transfers.

P2P button in MoonPay.


P2P button in MoonPay.

How the UI looks when buying crypto using Naira.


How the UI looks when buying crypto using Naira.

### Compliance

To ensure compliance with regulations, we kindly request our customers provide their BVN (Bank Verification Number) during registration.

Bank verification number UI.


Bank verification number UI.

### P2P bank transfer

Follow the step-by-step instructions provided in the widget to finalize your order:

  1. Copy the MoonPay’s P2P account details as displayed in the widget

  2. Paste them into your bank's P2P transfer info, and please include the reference code in the transfer

Note:

Need help or have questions? Contact our Customer Operations Team via [email](🔗) or chat. Just click **Help** in the bottom right corner. We're here for you!