Simplified Buy for Solana-Based Assets

MoonPay now enables users to purchase crypto assets available on the Solana blockchain through a seamless two-step process. This involves buying USDC using fiat, which is then automatically converted for your selected token via a decentralized liquidity provider.

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Note:

Availability: This functionality is not available in New York or the EEA

What is Simplified Buy for Solana-Based Assets ?

This feature allows users to purchase USDC through MoonPay and convert it for Solana-based crypto assets using a decentralized liquidity provider. MoonPay does not list or custody these tokens.You select the token, pay using your preferred payment method, and receive the token in your wallet.

Unlike MoonPay’s in-app DeFi Trading flow, which requires users to hold a stablecoin before initiating a conversion, this new experience wraps the entire process into a more seamless journey.

How It Works

1. Navigate to the Discovery screen and search for your token.

2. Choose your token (e.g., JUP): You’ll see a list of supported crypto assets directly on the buy screen.

3. Enter the amount in fiat (e.g., £30 or $50) you’d like to spend.

   

4. Learn more about the transaction process, and then click on Agree and Continue on the following screen.

5. Select a payment method: All methods supported except for bank transfers.

   

6. Complete the purchase: You’ll pay once, and your wallet will receive the final token (e.g., JUP).

   

Your Simplified Buy for Solana-Based Assets purchase involves two distinct transactions:

1. Fiat to Stablecoin – MoonPay Rails converts your fiat currency (e.g., GBP/USD/EUR) into a stablecoin (e.g., USDC.)
2. Stablecoin to Token Conversion – The USDC is converted into the target token using a decentralized liquidity partner.

For clarity: MoonPay Rails handles the fiat-to-stablecoin conversion. The token conversion is powered by a third-party decentralized provider.

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Note:

Powered by a Third-Party Decentralized Provider: Refers to services provided by external partners, such as decentralized finance (DeFi) services. Learn more
Powered by MoonPay Rails: Denotes the core transactional services of the business, including fiat on/off ramps and MoonPay balance.

What Will I See?

• In your wallet: You’ll only see the final token (e.g., JUP), not the stablecoin (e.g., USDC)
• Your MoonPay activity log will reflect a single transaction, though the blockchain will show both steps.
• In your confirmation email: There will be additional context explaining the two-step process.
• On the blockchain: Both distinct transactions will be visible on the Solana blockchain.

How Are Prices Calculated?

Because crypto assets are highly volatile, the amount shown during checkout is fixed in fiat (e.g., $30), not the token quantity (e.g. 25 JUP). This ensures a smoother user experience without fluctuating numbers.

You will also see a dedicated line item labeled “DeFi fee” on the pricing breakdown. All rates and fees are clearly displayed before you complete your transaction.

Frequently Asked Questions

Is there a minimum purchase?

Yes, there is a minimum purchase of 20 EUR / USD /GBP.

Can I choose the exchange rate or provider?

No — your order will go through the best available rate of MoonPay’s integrated liquidity partners.

Will I see both transactions in my wallet?

No. You will only see the final token that you purchased. But you can see both transactions on any Solana blockchain explorer.

Why do I see a “DeFi fee”?

This fee reflects the additional steps and on-chain actions required to complete a DeFi transaction, which may involve multiple conversions and/or liquidity providers.

Where is this Solana-based DeFi purchase flow available?

DeFi Buy will be available in all regions except New York (NY) and the European Economic Area.

Need More Help?

Check our DeFi Trading support article for a breakdown of how DeFi features work across MoonPay, or contact us if you have any questions.

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Disclaimer:

• This transaction has two distinct steps
  1. Fiat to Stablecoin
  2. Stablecoin to Token
• MoonPay Rails powers the fiat-to-stablecoin conversion.
• All subsequent token conversions are powered by third-party decentralized liquidity providers.
• Trading on decentralized trading platforms involves greater risks than using regulated services like MoonPay - learn more here
• MoonPay is a non-custodial technical interface that connects users to third-party decentralized liquidity providers. MoonPay is not a Decentralized Exchange (DEX) and does not execute trades, provide investment advice, or act as a broker. All stablecoin to token trades take place on peer-to-peer, third-party decentralized platforms. Users should be aware of the risks associated with DeFi trading and the use of decentralized platforms.