Overview
Source of wealth (SOW) verification confirms where the funds you'll use with your MoonPay Enterprise Virtual Account come from. It's required to remove MoonPay Enterprise's standard transaction limit, and as part of Enhanced Due Diligence (EDD).
For the full verification process, see Verification requirements for Virtual Accounts.
Document requirements
Whichever document you submit, it must show:
Your full name
The date it was issued
The financial value — the income, balance, or transaction showing where the funds came from
Accepted documents by source
Source of wealth | Accepted documents | Validity |
Salary | Bank statement (2 payments) or payslip | Under 3 months |
Savings | Bank statement from the holding institution | Under 3 months |
Inheritance | Signed letter from a licensed solicitor or estate trustee | No expiry |
Crypto | Trading account or wallet screenshot showing balance, name, and address. If the platform doesn't show a name or address (for example, a DEX or non-custodial wallet), also include a bank statement showing 2 transactions with that platform | Under 3 months |
Investments | Investment portfolio statement | Under 3 months |
Company profits | Dividend distribution certificate | Under 12 months |
Sole trader | Personal or business bank statement (2 payments), or your latest tax return | 3 months for bank statements, 12 months for tax returns |
Pension | Pension statement or bank statement (2 payments) | Under 12 months |
Rental income | Signed rental agreement | Valid for 3+ months |
Property sale | Signed sale contract | No expiry |
Company sale | Sale contract, plus a registry screenshot showing the change of ownership | No expiry |
Benefits | Bank statement (2 benefit payments), or an official government document confirming the benefits | Under 3 months |
Tip: If more than one source applies to you, submit the accepted document for each one.
What's not accepted
Credit card statements
Documents older than the validity window above (3 months for most, 12 months for tax returns, dividends, and pension statements)
Screenshots that don't show your name or the issuing institution
Documents that don't clearly show where the funds came from
FAQs
Why do I need to prove my source of wealth?
Why do I need to prove my source of wealth?
It's a regulatory requirement for MoonPay Enterprise to verify where your funds come from — either because you're raising your transaction limit or completing Enhanced Due Diligence (EDD).
Can I combine multiple sources of wealth?
Can I combine multiple sources of wealth?
Yes. Submit the accepted document for each source that applies to you.
My crypto platform doesn't show my name — what should I do?
My crypto platform doesn't show my name — what should I do?
Submit a bank statement showing 2 transactions with that platform alongside your screenshot.
What if my document is older than the validity window?
What if my document is older than the validity window?
Request an updated copy from the issuing institution — MoonPay Enterprise can't accept expired documents.