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What is MoonPay Enterprise?

Learn about MoonPay Enterprise, MoonPay's stablecoin infrastructure brand, and how it powers Virtual Accounts and stablecoin payments.

Overview


MoonPay Enterprise is MoonPay's stablecoin infrastructure arm. Acquired by MoonPay in 2025, MoonPay Enterprise provides the APIs to issue stablecoins, and move money between traditional banking rails and stablecoins — quickly, compliantly, and at scale.

You might have come across MoonPay Enterprise in one of two ways:

  • As a user — if you've opened a Virtual Account through MoonPay or a partner app, MoonPay Enterprise is the infrastructure running behind the scenes

  • As a business — if you're a fintech, wallet, PSP, or payments team evaluating MoonPay Enterprise as a stablecoin payments provider

Tip: This article gives you the high-level picture. For deeper guides, see the rest of this collection or visit MoonPay Enterprise's developer documentation at https://dev.enterprise.moonpay.com/overview.

What MoonPay Enterprise offers


MoonPay Enterprise's product suite covers the full stablecoin payments stack:

  • Virtual Accounts — named USD, EUR, or GBP bank accounts that auto-convert deposits into stablecoins

  • Onramps and offramps — convert fiat to stablecoins and back, programmatically

  • Swaps — swap one stablecoin for another across chains

  • Global Payouts — send stablecoin into bank accounts across 30+ currencies

  • Checkout — accept stablecoins at point of sale and settle in fiat or stablecoins

  • OTC — large-volume ramping services for institutional flows

  • Stablecoin Issuance — launch and manage your own fiat-backed stablecoin

Tip: For a closer look at each product, see MoonPay Enterprise's product suite at a glance.

Who MoonPay Enterprise serves


MoonPay Enterprise is a B2B and B2B2x platform. Its customers fall into two groups:

  • Partners — fintechs, wallets, PSPs, exchanges, treasuries, payroll providers, and remittance platforms that integrate MoonPay Enterprise's APIs into their own products

  • Customers — end-users (retail or business) who access MoonPay Enterprise features through a partner app (for example, opening a Virtual Account inside a wallet)

End-users don't sign up for MoonPay Enterprise directly. You'll only see MoonPay Enterprise's name surface when verifying your identity with MoonPay or sign the MoonPay terms.

How MoonPay Enterprise and MoonPay work together


MoonPay is the consumer-facing crypto payments platform — buy, sell, swap, and manage crypto across 160+ countries. MoonPay Enterprise is MoonPay's stablecoin infrastructure layer for businesses building their own payment experiences.

They share licensing, compliance, and engineering resources, but serve different audiences:

  • MoonPay — designed for end-users buying, selling, or swapping crypto

  • MoonPay Enterprise — designed for developers and businesses building stablecoin payment experiences

When you use a feature like a Virtual Account, both companies are involved: MoonPay handles the user experience; MoonPay Enterprise handles the underlying payment rails.

MoonPay Enterprise's licensing and compliance


MoonPay Enterprise operates under MoonPay's global regulatory footprint, which includes:

  • United States — Money Transmitter Licenses across 47 states and territories, plus a New York BitLicense from NYDFS

  • Europe — MiCA-licensed Crypto Asset Service Provider (CASP) by the Dutch AFM, enabling EU-wide operations

  • Additional registrations — FCA (UK), Central Bank of Ireland, AUSTRAC (Australia), and FINTRAC (Canada)

Note: Country and currency coverage vary by product. See MoonPay Enterprise's country coverage documentation for the most current list.

FAQs


Is MoonPay Enterprise the same company as MoonPay?

MoonPay Enterprise is a wholly owned subsidiary of MoonPay. They share licensing and infrastructure but operate under different brands and serve different audiences.

Can I sign up for MoonPay Enterprise as an individual?

Yes, through a MoonPay Enterprise Partner, you can.

Which stablecoins does MoonPay Enterprise support?

MoonPay Enterprise supports most major USD-backed stablecoins including USDC and PYUSD, EUR-backed stablecoins like EURC. Additional assets are available on request depending on partner needs and jurisdiction.

Which fiat currencies does MoonPay Enterprise support?

MoonPay Enterprise supports pay-ins and pay-outs in USD, EUR, BRL, and GBP.

Where can I learn more about integrating MoonPay Enterprise?

The full developer documentation lives at https://dev.enterprise.moonpay.com/overview. For a high-level overview, see MoonPay Enterprise's product suite at a glance in this collection.

Who do I contact for support?

If you're an end-user encountering MoonPay Enterprise through MoonPay, use the chat button in the bottom-right of this page. If you're a partner integrating MoonPay Enterprise, email [email protected].

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