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MoonPay Agents: Fund your AI

Give AI agents access to crypto wallets, funds, and autonomous transaction capabilities with MoonPay's non-custodial infrastructure layer.

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Overview


MoonPay Agents is a non-custodial software layer that gives AI agents access to 54 crypto-specific tools across 17 key skills. Released on February 24, 2026, it lets AI agents manage wallets, execute trades, and transact autonomously on your behalf through MoonPay's command-line interface (CLI). Once you verify and fund a wallet through MoonPay, your agent can trade, swap, and move digital assets independently.

Key benefits


  • Non-custodial security — Your local wallets use OS keychain encryption, so your keys never leave your machine

  • Multi-chain support — Works across Solana, Ethereum, Base, Polygon, Arbitrum, Optimism, BNB, Avalanche, TRON, and Bitcoin

  • Multi-surface access — Use MoonPay CLI (mp), local MCP server (mp mcp), or web chat

  • Comprehensive trading — Execute swaps, bridges, transfers, DCA, limit orders, and stop losses

  • Market intelligence — Access trending tokens, token analysis, price data, and price alerts

  • Flexible deposits — Create multi-chain deposit links with automatic stablecoin conversion

  • Fiat integration — Buy crypto with fiat (USD), use virtual accounts with KYC, and offramp back to fiat

  • x402 compatibility — Enable machine-to-machine payments with no human input required

Getting started


Install MoonPay Agents

Run this command to install MoonPay Agents globally:

npm install -g @moonpay/cli

Tip: You can launch a MoonPay Agent in under 60 seconds.

Quick start resources

Available skills and tools


MoonPay Agents includes 17 skills with 54 tools. This list will continue to grow, and you can add your own skills when building with MoonPay Agents.

1. moonpay-auth

Manage authentication and wallet operations:

  • login — Send login verification code

  • verify — Verify login code and store credentials

  • logout — Log out and clear credentials

  • refresh — Refresh expired access token

  • consent accept — Accept MoonPay Terms of Service

  • consent check — Check if Terms of Service has been accepted

  • user retrieve — Get authenticated user info

  • wallet create — Create new multi-chain HD wallet

  • wallet delete — Permanently delete a local wallet

  • wallet export — Export wallet secret (interactive only)

  • wallet import — Import wallet from mnemonic or private key

  • wallet list — List all local wallets

  • wallet rename — Rename a local wallet

  • wallet retrieve — Get details of a specific wallet

2. moonpay-block-explorer

Open block explorer URLs using transaction or token data from other tools.

3. moonpay-buy-crypto

  • buy — Buy crypto with fiat, returns checkout URL

4. moonpay-check-wallet

  • token balance list — List all token balances in a wallet

  • bitcoin balance retrieve — Get BTC balance of a Bitcoin address

5. moonpay-deposit

  • deposit create — Create multi-chain deposit link

  • deposit retrieve — Get deposit details by ID

  • deposit transaction list — List transactions for a deposit

7. moonpay-export-data

  • token balance list — List all token balances in a wallet

  • transaction list — List swap/bridge transaction history

8. moonpay-feedback

  • feedback create — Submit feedback or bug report

9. moonpay-fund-polymarket

  • token bridge — Bridge tokens across chains

  • token balance list — List all token balances in a wallet

  • token search — Search tokens by name, symbol, or address

10. moonpay-mcp

Expose all tools via Model Context Protocol server.

11. moonpay-missions

Interactive walkthrough that uses tools from all other skills.

12. moonpay-price-alerts

  • token retrieve — Get detailed token info and market data

  • token search — Search tokens by name, symbol, or address

13. moonpay-swap-tokens

  • token swap — Swap tokens on same chain

  • token bridge — Bridge tokens across chains

  • token transfer — Transfer tokens to another wallet

  • transaction sign — Sign a transaction with local wallet

  • transaction send — Broadcast a signed transaction

  • transaction list — List swap and bridge transaction history

  • transaction retrieve — Get transaction status by ID

14. moonpay-trading-automation

  • token swap — Swap tokens on same chain

  • token retrieve — Get detailed token info and market data

  • token balance list — List all token balances in a wallet

15. moonpay-upgrade

  • upgrade — Purchase a rate limit upgrade via x402

16. moonpay-virtual-account

  • virtual-account create — Create virtual account and start KYC

  • virtual-account retrieve — Get virtual account status

  • virtual-account kyc continue — Check KYC status or get verification link

  • virtual-account kyc restart — Restart KYC verification

  • virtual-account agreement accept — Accept a legal agreement

  • virtual-account agreement list — List legal agreements

  • virtual-account onramp create — Create fiat-to-stablecoin onramp

  • virtual-account onramp delete — Cancel an onramp

  • virtual-account onramp list — List all onramps

  • virtual-account onramp payment create — Create open banking payment link

  • virtual-account onramp payment retrieve — Get payment status

  • virtual-account onramp retrieve — Get onramp details and banking info

  • virtual-account transaction list — List fiat-to-stablecoin conversions

  • virtual-account wallet list — List registered wallets

  • virtual-account wallet register — Register wallet with virtual account

  • virtual-account wallet registration-message create — Generate proof-of-ownership message

17. moonpay-x402

  • x402 request — Make HTTP request to x402-protected endpoint

Standalone tools

Tools not tied to a specific skill:

  • message sign — Sign a message with a local wallet

  • qr generate — Display a QR code in terminal

  • skill install — Install AI skills for Claude Code

  • skill list — List available AI skills

  • skill retrieve — Get full instructions for a skill

How it works


From reasoning to transacting

MoonPay Agents enables the full financial lifecycle for your AI agents:

  1. Fund — Convert fiat to crypto through virtual accounts that accept bank payments (US, EU, or GBP), Apple Pay, Venmo, or PayPal

  2. Manage — Create and manage non-custodial wallets stored on your own device

  3. Discover — Search and analyze tokens with market data and trending information

  4. Trade — Execute cross-chain swaps, trading strategies, and market automation in real time

  5. Track — Monitor portfolio performance and transaction history

  6. Offramp — Convert crypto back to fiat directly from your terminal

Important: If the underlying service requires verification, you'll need to complete KYC. Once you're verified, your agent can execute transactions on your behalf.

Recurring purchases

You can schedule automated, recurring purchases so your agents always have the funds they need.

Machine-to-machine payments

Native x402 support enables machine-to-machine payments across compatible endpoints with no human input required.

Built for scale


Enterprise infrastructure

MoonPay Agents runs on the same infrastructure stack that powers nearly 500 companies and serves more than 30 million customers across 180 countries.

Developer integration

If you're building an agent that needs to move value, you can integrate MoonPay as the default financial rail through MoonPay CLI and API.

Multi-agent ecosystem

MoonPay Agents is designed to scale from single agents to thousands or millions of agents, supporting trading agents, gaming agents, commerce agents, treasury agents, and more.

FAQs


What chains does MoonPay Agents support?

MoonPay Agents supports Solana, Ethereum, Base, Polygon, Arbitrum, Optimism, BNB, Avalanche, TRON, and Bitcoin.

Where are my wallet keys stored?

Your keys are stored locally on your device with OS keychain encryption. They never leave your machine.

Do I need to complete KYC?

You'll need to complete KYC if you want to use services that require verification, such as virtual accounts and fiat onramps. Once you're verified, your agent can execute transactions on your behalf.

Can I add my own skills to MoonPay Agents?

Yes, you can add your own skills when building with MoonPay Agents.

What AI platforms work with MoonPay Agents?

MoonPay Agents works with Claude, ChatGPT, Gemini, and Grok. We've got install shortcuts available for each platform.

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